ASK THIS CFO TERMS OF SERVICE

1.2 An "Affiliate" means all Ask This CFO companies and subsidiaries that directly or indirectly, control or are controlled by Ask This CFO, or are under the common control with Ask This CFO. As used in this Agreement, control means equity ownership of fifty percent (50%) or greater interest in the voting shares held by an entity.

2. YOUR RIGHTS TO USE THE SERVICES AND RESTRICTIONS
2.1 The Services are protected by copyright, trade secret, and other intellectual property laws. You are only granted the right to use the Services, and Ask This CFO reserves all rights of ownership in the Services not granted to you in writing here. As long as you meet any applicable payment obligations and comply with this Agreement, Ask This CFO grants to you a personal, limited, nonexclusive, nontransferable right to use the Services that is valid only for the period of use provided in the ordering and activation terms, and only for the purposes described by Ask This CFO on the website for the Services.

2.2 You agree not to use the Services or content on this website in a manner that violates any applicable law, regulation or this Agreement. For example, unless authorized by Ask This CFO in writing, you agree you will not:

If you violate any of these terms, this Agreement and your right to use the Services may be terminated by Ask This CFO in its sole discretion.

3. PAYMENT. For Services offered on a payment or subscription basis, the following terms apply, unless Ask This CFO notifies you otherwise in writing. This Agreement also incorporates by reference and includes program ordering and payment terms provided to you on the website for the Services:
a.     Payments will be billed to you in U.S. dollars, and your account will be debited when you subscribe and provide your payment information, unless stated otherwise in the program ordering or payment terms on the website for the Services.
b.     You must pay with one of the following:

c.     If your payment and registration information is not accurate, current, and complete and you do not notify us promptly when such information changes, we may suspend or terminate your account and refuse any use of the Services.
d.     Ask This CFO will automatically renew your monthly or annual Services at the current rates, unless the Services are cancelled or terminated under this Agreement.
e.     Additional cancellation or renewal terms may be provided to you on the website for the Services.

4. TRIAL PERIOD. If you registered for a trial use of the Services ("Trial Period"), you must decide to purchase the Services within the Trial Period in order to retain any Content (defined in Section 6) that you have posted or uploaded during the Trial Period. If you do not purchase the Services by the end of the Trial Period, your Content will no longer be available to you, and Ask This CFO will not be responsible for any of it. To be very clear, after using the Services during the trial period, if you decide not to purchase the full version of the Services, you will not be able to access or retrieve any of the data you added/created during the trial.

5. YOUR PRIVACY AND PERSONAL INFORMATION. You can view Ask This CFO's Privacy Statement on the website, or via a link on the website for the Services you have selected. You agree to be bound by the applicable Ask This CFO Privacy Statement, subject to change in accordance with its terms. Most importantly, you agree:

6. CONTENT

6.1 You are responsible for your content. You are legally responsible for all information, data, text, software, music, sound, photographs, graphics, video, messages or other materials ("Content") uploaded, posted or stored through your use of the Services. You grant Ask This CFO a worldwide, royalty-free, non-exclusive license to host and use the Content in order to provide you with the Services. You agree not use the Services for any illegal purpose or in violation of any applicable local, state, federal or international law. You are encouraged to archive your Content regularly and frequently. You are responsible for any Content that may be lost or unrecoverable through your use of the Services. You must provide all required and appropriate warnings, information and disclosure. You agree that you will not use the Services to share, store, or in any way distribute financial data that is not in accordance with the law. Any users suspected of having information which involves fraud, embezzlement, money laundering, insider trading, support for terrorism, or any other activity proscribed by law may have their accounts terminated, their financial data erased, and they also may be reported to law enforcement officials in the appropriate jurisdictions. Ask This CFO is not responsible for the Content or data you submit on the website.
You agree not to use the Services to upload, post, distribute, link to, publish, reproduce, engage in or transmit any of the following, including but not limited to:
a.     Illegal, fraudulent, libelous, defamatory, obscene, pornographic, profane, threatening, abusive, hateful, harassing , offensive, inappropriate or objectionable information or communications of any kind, including without limitation conduct that would encourage or constitute an attack or "flaming" others, or criminal or civil liability under any local, state, federal or foreign law;
b.     Content or data that would impersonate someone else or falsely represent your identity or qualifications, or that constitutes a breach of any individual's privacy, including posting images about children or any third party without their consent (or a parent's consent in the case of a minor);
c.     Except as otherwise permitted by Ask This CFO in writing, advertisements, solicitations, investment opportunities, chain letters, pyramid schemes, other unsolicited commercial communication or engage in spamming or flooding;
d.     Virus, trojan horse, worm or other disruptive or harmful software or data; and
e.     Any information, software or Content which is not legally yours and may be protected by copyright or other proprietary right, or derivative works, without permission from the copyright owner or intellectual property rights owner.

6.2 Community forums. The Services may include a community forum to exchange information with other users of the Services and the public. Please use respect when you interact with other users. Ask This CFO does not support and is not responsible for the accuracy of others' content in these community forums. Do not reveal information in the community forum that you do not want to make public. Users may post hypertext links to content hosted and maintained by third parties for which Ask This CFO is not responsible.

6.3 Ask This CFO may freely use feedback you provide. You agree that Ask This CFO may use your feedback, suggestions, or ideas in any way, including in future modifications of the Services, other products or services, advertising or marketing materials. You grant Ask This CFO a perpetual, worldwide, fully transferable, sublicensable, non-revocable, fully paid-up, royalty free license to use the feedback you provide to Ask This CFO in any way.

6.4 Ask This CFO may monitor your content from time to time. Ask This CFO may, but has no obligation to, monitor content on the Services. We may disclose any information necessary or appropriate to satisfy our legal obligations, protect Ask This CFO or its customers, or operate the Services properly. Ask This CFO, in its sole discretion, may refuse to post, remove, or refuse to remove, any Content, in whole or in part, alleged to be unacceptable, undesirable, inappropriate, or in violation of this Agreement.

7. ADDITIONAL TERMS YOU AGREE TO

7.1 Ask This CFO does not give professional advice. Ask This CFO is not in the business of providing legal, financial, accounting, health care, real estate or other professional services or advice. Consult the services of a competent professional when you need this type of assistance.

7.2 We may tell you about other Ask This CFO services. You may be offered other services, features, products, applications, online communities, or promotions provided by Ask This CFO ("Ask This CFO Services"). If you decide to use any of these Ask This CFO Services, additional terms and conditions and separate fees may apply. You acknowledge that in accessing some Ask This CFO Services you may upload or enter data from your account(s) such as names, addresses and phone numbers, purchases, and sales among others, to the Internet. You grant Ask This CFO permission to use information about your business and experience to help us to provide the Ask This CFO Services to you, including updating and maintaining your data, addressing errors or service interruptions, and enhancing the types of data and services Ask This CFO may provide to you in the future. You grant Ask This CFO permission to combine your business data, if any, with that of others in a way that does not identify you or any individual personally. We may use this data to improve services and to compare business practices with other company standards. We may use your data to create, market or promote new Ask This CFO offerings to you and others. You also grant Ask This CFO permission to share or publish summary results relating to research data and to distribute or license such data to third parties.

7.3 We may tell you about third party products or services. Subject to the Ask This CFO Privacy Statement, you may be offered products or services by third parties who are not affiliated with Ask This CFO ("Third Party Products") or the Services may contain links to third party websites ("Third Party Sites") and you agree that Ask This CFO can use your contact information, including name and address, for the purpose of offering these products to you. If you decide to use any Third Party Products or access any Third Party Sites, you are responsible for reviewing the third party's separate product terms, website terms and privacy policies. You agree that the third parties, and not Ask This CFO, are responsible for their product's performance and the content on their websites. Ask This CFO is not affiliated with these Third Party Products or Third Party Sites and has no liability for them.

7.4 Communications choices. Ask This CFO may be required by law to send you communications about the Services or Third Party Products. You agree that Ask This CFO may send these communications to you via email or by posting them on one of our sponsored websites, such as AskThisCFO.com. If you later decide that you do not want to receive future Communications electronically, please review the Privacy statement provided on the on the Services website to review your communications choices.

7.5 You will track your passwords and accept updates. You are responsible for securely managing your password(s) for access to the Services. If you become aware of any unauthorized access to your Services account, theft or loss of your password, you agree to contact Ask This CFO as soon as possible. The Services may periodically be updated with tools, utilities, improvements, third party applications, or general updates to improve and enhance the features and performance of the Services. You agree to receive these updates automatically as part of the Services.

8. DISCLAIMER OF WARRANTIES

8.1 YOUR USE OF THE SERVICES, SOFTWARE, AND CONTENT IS ENTIRELY AT YOUR OWN RISK. EXCEPT AS DESCRIBED IN THIS AGREEMENT, THE SERVICES ARE PROVIDED "AS IS." TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ASK THIS CFO, ITS AFFILIATES, AND ITS THIRD PARTY SERVICE OR DATA PROVIDERS, LICENSORS, DISTRIBUTORS OR SUPPLIERS (COLLECTIVELY REFERRED TO AS, "SUPPLIERS") DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTY THAT THE SERVICES ARE FIT FOR A PARTICULAR PURPOSE, TITLE, MERCHANTABILITY, DATA LOSS, NON-INTERFERENCE WITH OR NON-INFRINGEMENT OF ANY INTELLECTUAL PROPERTY RIGHTS, OR THE ACCURACY, RELIABILITY, QUALITY OR CONTENT IN OR LINKED TO THE SERVICES. ASK THIS CFO AND ITS AFFILIATES AND SUPPLIERS DO NOT WARRANT THAT THE SERVICES ARE SECURE, FREE FROM BUGS, VIRUSES, INTERRUPTION, ERRORS, THEFT OR DESTRUCTION. IF THE EXCLUSIONS FOR IMPLIED WARRANTIES DO NOT APPLY TO YOU, ANY IMPLIED WARRANTIES ARE LIMITED TO 60 DAYS FROM THE DATE OF PURCHASE OR DELIVERY OF THE SERVICES, WHICHEVER IS SOONER.

8.2 ASK THIS CFO AND ITS AFFILIATES AND SUPPLIERS DISCLAIM ANY REPRESENTATIONS OR WARRANTIES THAT YOUR USE OF THE SERVICES WILL SATISFY OR ENSURE COMPLIANCE WITH ANY LEGAL OBLIGATIONS OR LAWS OR REGULATIONS. THIS DISCLAIMER APPLIES TO BUT IS NOT LIMITED TO THE HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996 ("HIPAA"), THE GRAMM-LEACH-BLILEY ACT OF 1999, THE SARBANES-OXLEY ACT OF 2002, OR OTHER FEDERAL OR STATE STATUTES OR REGULATIONS. YOU ARE SOLELY RESPONSIBLE FOR ENSURING THAT YOUR USE OF THE SERVICES IS IN ACCORDANCE WITH APPLICABLE LAW.

9. LIMITATION OF LIABILITY AND INDEMNITY. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE ENTIRE LIABILITY OF ASK THIS CFO, AND ITS AFFILIATES AND SUPPLIERS FOR ALL MATTERS OR CLAIMS RELATING TO THIS AGREEMENT SHALL BE LIMITED TO THE AMOUNT YOU PAID FOR THE SERVICES DURING THE TWELVE (12) MONTHS PRIOR TO SUCH CLAIM. SUBJECT TO APPLICABLE LAW, ASK THIS CFO AND ITS AFFILIATES AND SUPPLIERS ARE NOT LIABLE FOR ANY OF THE FOLLOWING: (A) INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES; (B) DAMAGES RELATING TO FAILURES OF TELECOMMUNICATIONS, THE INTERNET, ELECTRONIC COMMUNICATIONS, CORRUPTION, SECURITY, LOSS OR THEFT OF DATA, VIRUSES, SPYWARE, LOSS OF BUSINESS, REVENUE, PROFITS OR INVESTMENT, OR USE OF SOFTWARE OR HARDWARE THAT DOES NOT MEET ASK THIS CFO SYSTEMS REQUIREMENTS. THE ABOVE LIMITATIONS APPLY EVEN IF ASK THIS CFO AND ITS AFFILIATES AND SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS AGREEMENT SETS FORTH THE ENTIRE LIABILITY OF ASK THIS CFO, ITS AFFILIATES AND YOUR EXCLUSIVE REMEDY WITH RESPECT TO THE SERVICES AND ITS USE.

You agree to indemnify and hold Ask This CFO and its Affiliates and Suppliers harmless from any and all claims, liability and expenses, including reasonable attorneys' fees and costs, arising out of your use of the Services or breach of this Agreement (collectively referred to as "Claims"). Ask This CFO reserves the right, in its sole discretion and at its own expense, to assume the exclusive defense and control of any Claims. You agree to reasonably cooperate as requested by Ask This CFO in the defense of any Claims.

10. CHANGES TO THIS AGREEMENT OR THE SERVICES. We may change this Agreement from time to time, and the changes will be effective when posted on our website for the Services or when we notify you by other means. Please review the Agreement periodically on this website for changes. We have the right to change any of the terms of this Agreement upon reasonable notice to you. We may also change or discontinue the Services, in whole or in part, including but not limited to, the Internet based services, pricing, technical support options, and other product-related policies. Your continued use of the Services after Ask This CFO posts or otherwise notifies you of any changes, indicates your agreement to the changes.

11. TERMINATION. Ask This CFO may immediately and without notice terminate this Agreement or suspend the Services provided to you, if you fail to comply with these terms or if you no longer agree to receive electronic communications (see Section 7.4). Upon termination you must immediately stop using the Services and any outstanding payments will become due. Any termination of this Agreement shall not affect Ask This CFO's rights to any payments due to it. Ask This CFO may terminate a free account at any time. Other requirements regarding termination or cancellation of the Services may apply based on the specific ordering terms for the Services provided to you. Sections 1.2, 5, 8 through 15 will survive and remain in effect even if the Agreement is terminated, cancelled or rescinded.

12. EXPORT RESTRICTIONS. You acknowledge that this website, the Services, and the underlying software may include U.S. technical data subject to restrictions under export control laws and regulations administered by the United States government. You agree that you will comply with these laws and regulations, and will not export or re-export the Services, or any part of the Services, in violation of these laws and regulations, directly or indirectly. You also agree not to provide access to any part of the Services to anyone who you have reason to know may use the Services in the development of nuclear, chemical, or biological weapons.

13. GOVERNING LAW AND JURISDICTION. Massachusetts state law governs this Agreement without regard to its conflicts of laws provisions. To resolve any legal dispute arising from this Agreement, you and Ask This CFO agree to the exclusive jurisdiction of state courts in Suffolk County, Massachusetts U.S.A. or federal court for the Boston District Court of Massachusetts. Ask This CFO does not represent that information on the website for the Services is appropriate or available for use in all countries. Ask This CFO prohibits accessing materials from countries or states where contents are illegal. You are accessing this website on your own initiative and you are responsible for compliance with all applicable laws.

14. LANGUAGE. Any translation of this Agreement is done for local requirements and in the event of a dispute between the English and any non-English version, the English version of this Agreement shall govern. The parties hereby confirm that they have requested that this Agreement and all related documents be drafted in English.

15. GENERAL. This Agreement is the entire agreement between you and Ask This CFO and replaces all prior understandings, communications and agreements, oral or written, regarding its subject matter. This Agreement may be modified only by a written amendment signed by the parties or as provided in this Agreement in Section 10 above. If any court of law, having the jurisdiction, rules that any part of this Agreement is invalid, that section will be removed without affecting the remainder of the Agreement. The remaining terms will be valid and enforceable. The United Nations Convention on Contracts for the International Sale of Goods does not apply to this Agreement. You cannot assign or transfer ownership of this Agreement to anyone without the prior written approval of Ask This CFO. However, Ask This CFO may assign or transfer it without your consent to (a) an Affiliate, (b) another company through a sale of assets by Ask This CFO or (c) a successor by merger. Any assignment in violation of this Section shall be void. If you want to request a transfer of this Agreement or if your company is acquired by or merged into another company, contact Ask This CFO via an email to: transfer_license@Ask This CFO.com.

B.  ADDITIONAL TERMS AND CONDITIONS FOR THE SERVICES
Your use of the Services provided by Ask This CFO are subject to the General Terms of Service above including these Additional Terms and Conditions which govern your use of the Services indicated below.  These Additional Terms and Conditions shall prevail over any conflict or inconsistency with the General Terms of Service above.
ASK THIS CFO DOCUMENT MANAGEMENT / ASK THIS CFO QUICKBOOKS ATTACHED DOCUMENTS ("CFO INSIGHT Attached Services").
IMPORTANT NOTICE.  IF YOU ARE accessing, browsing, crawling, scraping or in any way USING THE CFO INSIGHT ATTACHED SERVICES website and/or the Services offered on that website, THE FOLLOWING TERMS APPLY TO YOU IN ADDITION TO THE GENERAL TERMS OF SERVICE ABOVE.  Capitalized terms not otherwise defined below have the meanings provided in the General Terms of Service above.
1.     USER ACCOUNTS. To use the CFO INSIGHT Attached Services, you may be required to create an account and provide information about yourself to us. You are responsible for all activities that occur in connection with your account and for maintaining the confidentiality of your account password. You agree to notify us immediately of any unauthorized use of your account. Ask This CFO reserves the right to suspend access to or close your account at any time for any or no reason. You may not impersonate someone else, provide an email address other than your own, or create multiple accounts for the same individual or business. You must provide complete and accurate information about yourself and, if applicable, the business you represent.
2.     USE WITH A MOBILE DEVICE. Mobile access to the CFO INSIGHT Attached Services may not be available for all mobile devices or telecommunication providers. You will need to check the CFO INSIGHT Attached Services website to ensure your mobile device and telecommunications provider is compatible with the CFO INSIGHT Attached Services. Ask This CFO is not obligated to provide a compatible version of the CFO INSIGHT Attached Services for all mobile devices or telecommunication providers, which are subject to change by Ask This CFO at any time with reasonable notice to you. Your access to the CFO INSIGHT Attached Services via a mobile device is also subject to the following: (i) telecommunications provider's rates and fees, which are your sole responsibility; and (ii) the terms of your agreement with your mobile device and your telecommunications provider.

IN ADDITION TO ALL DISCLAIMERS OF WARRANTIES SET FORTH IN THE AGREMENT, ASK THIS CFO MAKES NO WARRANTIES OR REPRESENTATIONS OF ANY KIND, EXPRESS, STATUTORY OR IMPLIED AS TO:
(i)             THE OPERATION, FUNCTIONALITY, OR AVAILABILITY OF TELECOMMUNICATION SERVICES FROM YOUR PROVIDER AND ACCESS TO THE CFO INSIGHT ATTACHED SERVICES AT ANY PARTICULAR TIME OR FROM ANY PARTICULAR LOCATION;
(ii)            ANY LOSS, DESTRUCTION, DAMAGE, CORRUPTION, ATTACK, VIRUSES, INTERFERENCE, HACKING, OR OTHER SECURITY INTRUSION OF THE TELECOMMUNICATION SERVICES; AND
(iii)           ANY DISCLOSURE OF INFORMATION TO THIRD PARTIES, TIMELINESS, DELETION, MISDELIVERY OR FAILURE TO TRANSMIT ANY DATA, COMMUNICATIONS OR PERSONALIZATION SETTINGS IN CONNECTION WITH YOUR USE OF THE CFO INSIGHT ATTACHED SERVICES.

3. UPLOADED DATA; CONTENT.
3.1           You agree and acknowledge that you are solely responsible for all data and other Content you upload to the CFO INSIGHT Attached Services. Ask This CFO does not control the data or other Content stored within users' accounts and does not have any obligation to monitor such data or Content for any purpose.
3.2           In addition to any use limitations or other restrictions stated in the General Terms of Service, you acknowledge and agree that your account may be subject to limitations on storage, and/or the quantity, size and format of the data or other Content permitted for upload to the CFO INSIGHT Attached Services. Ask This CFO reserves the right to change such limitations from time to time, and the changes will be effective when posted on the CFO INSIGHT Attached Services website or when we notify you by other means.
3.3           When you upload data or other Content to the CFO INSIGHT Attached Services, please be advised that the CFO INSIGHT Attached Services does not perform any virus-checking or other scanning for harmful code and the original resolution of your Content may be affected. You are solely responsible for any data or Content that may be lost or unrecoverable through your use of the CFO INSIGHT Attached Services.
3.4           You acknowledge that Ask This CFO and its licensees may display advertisements and other information adjacent to or included with your data or Content on and through the CFO INSIGHT Attached Services, and you are not entitled to any compensation for such advertisements. You further acknowledge and agree that Ask This CFO reserves the right to change the manner, mode and extent of such advertising at any time, in its sole discretion, with or without notice.
3.5           You acknowledge that as an active subscriber to the CFO INSIGHT Attached Service you may be offered additional discounts, products and services at Ask This CFO's discretion, when and if they become available.
4. PAYMENT. You will be charged the applicable subscription fee on a recurring monthly basis for the CFO INSIGHT Attached Services. Ask This CFO reserves the right to immediately terminate access to CFO INSIGHT Attached Services in the event your payment method is declined, or if there are any settlement failures or chargebacks in connection with the recurring billing for your account.

5. UPGRADES/ DOWNGRADES.  If you wish to upgrade to a higher tier CFO INSIGHT Attached Services subscription, or downgrade to a lower tier CFO INSIGHT Attached Services subscription, please contact customer service.

(a)   If you upgrade to a higher-priced tier, you will receive a pro-rated refund for the remainder of the lower-tier subscription amount. You will then be charged the entire higher-tier subscription amount to reflect the higher pricing of your new higher-tier subscription.  Your new subscription period will start on the day you pay for the new higher-tier subscription.

(b)   If you downgrade to a lower-priced tier, you will receive a pro-rated refund for the remainder of the higher-tier subscription amount. You will then be charged the entire lower-tier subscription amount to reflect the lower pricing of your new lower-tier subscription. Your new subscription period will start on the day you pay for the new lower-tier subscription.

(c)    If you wish to subscribe to the CFO INSIGHT Attached Services as part of a support or bundle plan and were previously subscribed to the CFO INSIGHT Attached Services standalone, you will not receive a refund for the remainder of the billing period for the standalone product. No discounts will be given on the bundled services for previous standalone subscribers.

(d)   If you wish to switch from using the CFO INSIGHT Attached Services as part of a support or bundle plan to using the CFO INSIGHT Attached Services standalone, you will not receive a refund for the remainder of the billing period for the support or bundle plan.  You will not have access to any data or Content you entered to the CFO INSIGHT Attached Services as part of the support or bundle plan and you will need to re-enter data or Content into the standalone CFO INSIGHT Attached Services.  No discounts will be given on the standalone services for previous support or bundle plan subscribers.